How can I get a good reliable car with bad credit?

News From Southwest Ohio ... I suggest shopping for the best rates. Subprime lenders are harder to find but rates vary considerably. ckudron73. March 18, 2010. Bad credit does not go away overnight. It takes awhile to get it and awhile to go away. If you don't like the interest rate, try getting a co-signer. The only other options would be about 60% down payment. The banks are not going to take a risk without some sort of collateral. misty m. March 18, 2010 ...